It took Kesteloot two years to replace her birth certificate, which also held up a replacement passport. Hopefully you didn’t have your SIN card or birth certificate in your wallet, but if you did, get started on the replacement process sooner rather than later. Begin the process of replacing other important ID
Your replacement credit card will likely take seven to 10 business days to arrive. If you can get to a branch, you should be able to get a replacement bank card on the spot (again, provided you have identification). You can do this in person at a branch or over the phone. Get in touch with your financial institutions again to cancel the cards permanently and order replacements. If your wallet doesn’t turn up in the first couple of days, it’s time to begin the process of replacing your cards.
#BESD PASSPORT LICENSE#
Some provinces allow you to apply for a replacement license online, too. Verify the requirements in your area before heading to the office for your temporary license-and remember that you’ll need to take the bus or get a lift from a friend or family member. A passport is ideal, but some provinces and territories will accept your health card instead. This is where you’re going to hope you didn’t have every piece of ID in the missing wallet, because you’ll need to present something with your name, date of birth and signature. If your license is gone and driving is an essential part of your routine, beginning the process of ensuring it’s legal for you to drive is your next critical step. Get in touch with your motor vehicles department In the case of a lost wallet or another known breach of your personal information, the credit monitoring companies offer this service for free, Maffia says. With alerts on file, if a thief tries to pose as you while applying for a credit card or to rent an apartment, for example, the person running the credit check will be asked to call the phone number you’ve associated with your credit profile and confirm it was you who made the application. They can add a temporary alert to your profiles in case someone tries to use your information to apply for loans, credit or services in your name, says Maria Maffia, vice-president at Dragonfly ID, an identity restoration company that will make all the necessary calls and do the paperwork associated with a missing wallet or other instances of compromised identity. Get in touch with the two main credit bureaus used in Canada- Equifax and TransUnion. You’re always going to hope that you won’t go through anything like Kesteloot’s experience, but in case your wallet goes missing, here’s a step-by-step guide for what to do. The perpetrators were captured on video and, although her wallet was never recovered, once she had a police report on hand to prove that it was stolen, the process of replacing everything got a little easier.
“I had to go through all these hoops to prove to Rogers, and Bell, and the bank, and this credit card company that it wasn’t me,” says Kesteloot, who now lives a short distance from London in St. While she was able to cancel her two main credit cards straight away, a third card she rarely used had “a fairly high limit and they were able to get a lot of money off of it before the bank was able to shut it down.”
#BESD PASSPORT TV#
Because there was so much information in that wallet, the thieves were able to apply for a credit card, a Rogers cell phone and a Bell TV account. Naturally, we hope that we’ve just left it behind on the counter at the bakery or hardware store, and that retracing our steps will put it back in our hot little hands.īut in Kesteloot’s case the problem wasn’t so easily resolved.
#BESD PASSPORT FULL#
Many of us know the panicked feeling of discovering that a wallet full of bank cards*, credit cards and ID is missing. “Never in a million years did I think that in two seconds of turning my back to pick something up off a shelf that somebody would reach into my purse and just take my wallet.” “I thought they would be safer with me than in a box with the moving company,” Kesteloot recalls. Although she’d always been very careful about documents such has her birth certificate, social insurance number card and passport, on the day of the move she put all three in her wallet.
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